source: techcrunch ai: openai launches chatgpt for personal finance, will let you connect bank accounts
level: business
openai released a preview of personal finance tools for chatgpt pro subscribers in the us. users can link accounts from over 12,000 financial institutions through plaid, including schwab, fidelity, chase, and american express. once connected, a dashboard shows portfolio performance, spending, subscriptions, and upcoming payments. the feature follows openai's acquisition of the team behind personal finance startup hiro last month.
users access the tool by selecting finances in the sidebar or typing a command in chat. the chatbot guides them through linking accounts. openai plans to add intuit support for tax impact analysis and credit card approval odds. the company says over 200 million users already ask financial questions monthly, and the new gpt-5.5 model improves reasoning for finance queries. a benchmark was created with experts to enhance answers.
users can disconnect accounts in settings, with synced data removed after 30 days. financial memories can also be viewed and deleted. the tool is available on web and ios for pro users, with plans to expand to plus users after feedback. this move follows a trend of ai companies building specialized tools for sensitive areas like health and finance, as seen with perplexity's financial research product earlier this month.
why it matters: this shows ai models being tailored for personal finance, enabling automated analysis of real bank data and raising questions about data privacy and accuracy in sensitive domains.
source: techcrunch ai: openai launches chatgpt for personal finance, will let you connect bank accounts